Privacy
Last updated July 2026
Non-custodial by design
PayAI is a non-custodial interface to smart contracts on Monad. We never hold your funds and never have access to your private keys or seed phrase. Every payment is signed by your own wallet.
On-chain data is public
Wallet addresses, transaction amounts, and payment status are public on-chain data, visible to anyone via the Monad block explorer, independent of this app.
Merchant workspaces
If you create a merchant workspace, we store the workspace name and an API key locally in your browser and on our server to associate your payment links and on-chain registrations with your account. We do not sell or share this data with third parties.
No tracking on the dashboard
The dashboard reads balances and transaction history directly from Monad RPC nodes and the PaymentExecutor contract. No separate tracking or analytics pixels are used on dashboard pages.