Product

Everything PayAI automates

One automation engine, every payment shape: recurring transfers, payroll, treasury distributions, and bulk payouts to hundreds of wallets — in any token on Monad.

Everything you need to automate payments

Grouped by what you came here to do. Every capability below works today.

Automation

  • Wallet Automation

    Recurring and scheduled payments that keep funds in your wallet until each run fires.

  • Reserved Funds

    Set money aside up front so a payment is guaranteed to execute on time.

  • Bulk Payments

    Pay hundreds of recipients from one automation, with per-recipient results.

  • Templates

    Start from payroll, rent, treasury, or a dozen other ready-made automations.

Payments

  • Any Monad token

    MON or any fungible token on Monad. Decimals read from the contract, never assumed.

  • Pay a name

    Send to a .nad name instead of a 42-character address.

  • Swap instantly

    Move between MON and USDC in a tap.

  • Pay by typing

    Describe the payment in plain language and review it before it sends.

Security

  • Non-custodial

    PayAI never holds your funds and never asks for your keys.

  • Screened before sending

    Recipient, amount, and limits are checked on every single run.

  • Can't double-pay

    Each run carries an idempotency key enforced in the app and on-chain.

  • On-chain caps

    Per-transaction and daily limits are enforced by the contract, not just the app.

Analytics

  • Execution history

    Every run with its status, amount, gas, and failure reason if any.

  • Automation health

    Success rate, upcoming runs, and what failed today, at a glance.

  • Always verifiable

    Every payment has a Monad transaction hash you can independently check.

Developer

  • HTTP API

    Create and manage automations programmatically with an API key.

  • Public contracts

    PaymentExecutor, MerchantRegistry, and AutomationVault are verifiable on mainnet.

  • Open source

    The whole application, execution engine included, is on GitHub.

Start from a template

5 ready to use today, 23 more in active development. Each template pre-fills sensible defaults — cadence, funding mode, purpose — and every field stays editable before you activate it.

One-time Transfer

A single payment to someone, sent once.

Weekly Allowance

A fixed amount sent every week, ongoing.

Monthly Rent

Rent paid to the same recipient every month.

Family Support

Recurring support sent to family, on your schedule.

Savings

Move a set amount into savings automatically.

Automate any token on Monad

The engine is token-agnostic. Every automation — recurring, scheduled, or bulk — can settle in MON or any fungible token on Monad. Decimals are read from the contract itself, never assumed.

Any other Monad token works too — paste its contract address in the app and PayAI reads its symbol, name, and decimals straight from the chain.

Built for real on-chain payments

One automation engine, many ways to use it.

Payroll

Pay a team or contributors on a fixed cycle, automatically.

Subscriptions

Recurring dues and memberships that never miss a date.

Treasury

Scheduled transfers and payouts from a reserved balance.

Launchpads

Time-based distributions to the right wallets, on schedule.

Personal Payments

Rent, allowances, or gifts that send themselves on time.

Business Payments

Vendor and supplier payouts, automated and verifiable.

Build your first automation.

Pick a template or start from scratch, approve once, and PayAI handles every run after that.

Non-custodial · No platform fee during beta · Monad Mainnet