Product

Turn intent into on-chain execution.

PayAI is an AI-native on-chain operator on Monad. Describe what you want to accomplish, review the execution, and approve it from one interface.

Launch PayAI How it works

The core

One intent layer. Multiple on-chain actions.

Express what you want in natural language and let PayAI coordinate the underlying blockchain actions.

PAYMENTS

“Send 500 USDC to alice.nad every Friday.”

IntentPayAI planApprovalMonad tx

TRADING

“Swap 0.2 MON for USDC.”

IntentPayAI planApprovalMonad tx

DEFI

“Buy 5 MON worth of a new token on Nad.Fun.”

IntentPayAI planApprovalMonad tx

From intent to execution

One request. One execution flow.

Every action PayAI takes — a payment, a trade, a DeFi interaction — moves through the same four stages.

User intent

“Trade 0.1 MON for USDC”

PayAI interprets

Action: SwapAsset: MON → USDCAmount: 0.1 MONRoute: Best available Monad venueConstraints: Slippage checked

Execution

Supported Monad protocolUniswap · Kuru · Nad.Fun

PayAI execution contractExecutes exactly what was approved

User walletSigns before anything moves

Verification

Transaction hash

Recorded on Monad

Contract event

Emitted on execution

Final result

Shown in Activity

Built around your intent

One interface for on-chain actions.

Payments, trading, DeFi, and automation are capabilities of the same intent layer — reachable from one interface, not six separate products.

Payments

Send, schedule, and distribute funds.

Trading

Trade tokens across supported Monad venues.

DeFi

Interact with supported Monad protocols.

Automation

Set a schedule once; PayAI runs it on time.

Wallet

Create or connect a wallet you control.

Activity

See every execution, verified on-chain.

Create a PayAI wallet

One passkey. No seed phrase to write down or lose.

Or connect an existing wallet

Embedded wallet

A wallet in seconds, or the one you already have.

The PayAI wallet is created from a passkey on your own device. There is no seed phrase, because there is nothing for us to hold: the key is derived on your device, and every signature asks for the passkey again.

Link a connected wallet to the same account
Name each wallet and see when it was last connected
Choose which wallet payments and automations propose
Move funds between your own wallets

Create your wallet

Payments

From simple transfers to recurring payment operations.

One automation engine underneath, and enough control on top of it to run payroll, a treasury, a distribution or your own rent — as a use case of the same intent layer, not a separate product.

Payroll

Salaries on a fixed cycle, to one person or a whole team.

Build it

Treasury

Scheduled transfers and payouts from a reserved balance.

Build it

Subscriptions

Recurring dues and memberships that never miss a date.

Build it

Vendor payments

Suppliers and contractors paid on their own schedule.

Build it

Community rewards

Distribute a reward across many wallets in one run.

Build it

Airdrops

A one-time token distribution to a list of addresses.

Build it

Creator payouts

Revenue splits, affiliate commissions and sponsorships.

Build it

Launchpad distribution

Allocations and vested releases, on schedule.

Build it

Rent and personal

Rent, allowances and savings that send themselves.

Use the workflow

Ready-made workflows for the most common of these are in the app, and more are added as they are finished.

Trading

Trade across supported Monad venues from one interface.

Describe the trade in plain language. PayAI coordinates execution through supported Monad venues — quoting live, checking your balance, and preparing the transaction — then your own wallet signs it.

MON, USDC, and any verified Monad token
Live quotes read from the chain, not an estimate
Non-custodial — your wallet signs the trade
Your portfolio updates as soon as it settles

Routed through:UniswapKuruNad.Fun

Trade

Monad Mainnet

From MON

To USDC

VenueBest available Monad route

QuoteRead live from the pool

Signed byYour wallet

DeFi

Interact with supported Monad protocols through natural-language intent.

Today, PayAI's DeFi interactions run through Monad's DEX and launchpad infrastructure — the same execution venues Trading uses. Broader protocol support is added as it's implemented, never claimed ahead of it.

UniswapKuruNad.Fun

Verifiable by design

Built to be checked, not just trusted.

Every claim below is something you can independently verify on Monad.

Non-custodial

You remain in control of your wallet and assets. Interactive actions are signed by your own wallet; only Payment Automations run from a capped agent wallet you authorize up front.

On-chain execution

Transactions execute through supported smart contracts.

Traceable

PayAI execution can be independently verified on-chain.

Safe-controlled infrastructure

Critical execution controls remain protected by the PayAI Safe.

Your on-chain activity

See what PayAI did.

Balances, executions, payments, trades and automation runs — one dashboard, scoped to your wallet, with a verifiable on-chain record behind every entry.

Portfolio

Every asset the wallet holds, discovered from the chain rather than a fixed list.

Automation status

What is active, what is paused, and what failed — with the reason it failed.

Payment volume

Settled volume per token. Never blended into one number that means nothing.

Upcoming executions

What is due next, what it will draw, and from which wallet.

Recent activity

Payments, swaps and automation runs in one merged, filterable feed.

Notifications

Deposits, completed swaps, and failed runs surfaced as they happen.

Start with an intent

Just say what you want.

Real sentences PayAI understands today — the interface itself, not another template catalog.

“Send 100 USDC to alice.nad every Friday.”

“Swap 0.1 MON for USDC.”

“Pay this wallet 50 USDC tomorrow.”

“What's my USDC balance?”

Try it in Ask PayAI

Describe it. Review it. Approve it.

Payments, trading, and DeFi from one natural-language interface on Monad.

Launch PayAI

Non-custodial · On-chain execution · Built on Monad