Turn intent into on-chain execution.
PayAI is an AI-native on-chain operator on Monad. Describe what you want to accomplish, review the execution, and approve it from one interface.
One intent layer. Multiple on-chain actions.
Express what you want in natural language and let PayAI coordinate the underlying blockchain actions.
Payments
Send 500 USDC to ‹.nad or wallet address› every Friday
- Intent
- Plan
- Approve
- Monad tx
Trading
Swap 0.2 MON to USDC
- Intent
- Plan
- Approve
- Monad tx
Plans
Swap 10 MON to USDC and send it to ‹.nad or wallet address›
- Intent
- Plan
- Approve
- Monad tx
One request. One execution flow.
Every action PayAI takes — a payment, a trade, a protocol action — moves through the same four stages.
User intent
“Trade 0.1 MON for USDC”
PayAI interprets
Execution
Verification
Transaction hash
Recorded on Monad
Contract event
Emitted on execution
Final result
Shown in Activity
One interface for on-chain actions.
Payments, trading, protocols, plans and Rooms are capabilities of the same intent layer — reachable from one interface, not separate products.
Payments
Send, schedule and automate transfers, or pay several people at once.
Trading
Swap, buy or sell any Monad token by its contract address.
DeFi protocols
Coming soon, through partner integrations.
Plans
Several actions from one request, reviewed together and run in order.
Rooms
Split a shared cost; each person pays the recipient directly.
Wallet & activity
Create or connect a wallet you control, and see every execution verified on-chain.
Create a PayAI wallet
One passkey. No seed phrase to write down or lose.
A wallet in seconds, or the one you already have.
The PayAI wallet is created from a passkey on your own device. There is no seed phrase, because there is nothing for us to hold: the key is derived on your device, and every send asks for the passkey again — once for a whole approved plan.
- Link a connected wallet to the same account
- Name each wallet and see when it was last connected
- Choose which wallet payments and automations propose
- Move funds between your own wallets
Trade across supported Monad venues from one interface.
Describe the trade in plain language. PayAI coordinates execution through supported Monad venues — quoting live, checking your balance, and preparing the transaction — then your own wallet signs it.
- MON, USDC, and any verified Monad token
- Live quotes read from the chain, not an estimate
- Non-custodial — your wallet signs the trade
- Your portfolio updates as soon as it settles
Trade
Monad MainnetDeFi, by intent.
PayAI is opening to DeFi protocols on Monad through partner integrations. Once a protocol is integrated, its actions become something you can ask for in a sentence — PayAI checks every transaction against what the protocol declared, and your wallet signs it. No protocol is live yet.
Built to be checked, not just trusted.
Every claim below is something you can independently verify on Monad.
Non-custodial
You remain in control of your wallet and assets. Interactive actions are signed by your own wallet; only Payment Automations run from a capped agent wallet you authorize up front.
On-chain execution
Transactions execute through supported smart contracts.
Traceable
PayAI execution can be independently verified on-chain.
Safe-controlled infrastructure
Critical execution controls remain protected by the PayAI Safe.
See what PayAI did.
Balances, executions, payments, trades and automation runs — one dashboard, scoped to your wallet, with a verifiable on-chain record behind every entry.
Portfolio
Every asset the wallet holds, discovered from the chain rather than a fixed list.
Automation status
What is active, what is paused, and what failed — with the reason it failed.
Payment volume
Settled volume per token. Never blended into one number that means nothing.
Upcoming executions
What is due next, what it will draw, and from which wallet.
Recent activity
Payments, swaps and automation runs in one merged, filterable feed.
Notifications
Deposits, completed swaps, and failed runs surfaced as they happen.
Just say what you want.
Real sentences PayAI understands today — the interface itself, not another template catalog.
“Send 100 USDC to ‹.nad or wallet address› every Friday”
“Swap 0.1 MON to USDC”
“Send 5 USDC each to ‹.nad or wallet address› and ‹.nad or wallet address›”
“What's my USDC balance?”
Why we chose Monad
PayAI turns a request into real transactions, often several in a row. That only works well on a chain that confirms quickly, costs little per transaction and runs the tools people already use.
Plans wait on the chain, so the chain has to be quick
A multi-step plan quotes each step only after the one before it has confirmed. Fast confirmation is what keeps a swap-then-send feeling like one action instead of a wait between two.
Many small transactions stay practical
Paying several people is one transaction per recipient, and an automation is one per run. Low fees keep that a sensible way to move money rather than a cost to avoid.
EVM-compatible
PayAI's contracts are standard Solidity, verified on the Monad explorer, and the wallets people already use connect without anything special.
Names and venues that live on Monad
.nad names resolve on-chain, and trades route through supported Monad venues — so a request can name a person and a token the way people actually do.
Describe it. Review it. Approve it.
Payments, trading, protocols and Rooms from one natural-language interface on Monad.
Non-custodial · On-chain execution · Built on Monad